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Swift Financial
Business Line of Credit

  • Unsecured Lines of Credit up to $100,000

  • Quick Decision within 24 hours

  • Competitive Rates based on Prime

  • No Application Fee

  • No Annual Fee

  • No Access Fees

  • No Tax Returns or Financial Statements Required

Apply Online Today!

Swift Financial Line of Credit Details

The Swift Financial Business Line of Credit provides up to $100,000 to qualifying small businesses. The Line of Credit is unsecured, 100% of the funds are available as cash, and can be used for any business purpose. Once the line is established, business owners can borrow and re-pay as often as they like. There are no application fees, annual fees, or access fees, and the interest rate is competitively based on the Prime Rate.

Apply Online Today!

Minimum Qualifications

In order to qualify for a Line of Credit, the following minimum business, or co-applicant, requirements must be met:


  • Must have had a loan or credit card for at least 5 years

  • Must have a credit card with a limit greater than $10,000

  • Must never have been late more than 60 days on a credit card, medical bill, or loan payment

  • Never declared bankruptcy

  • Do not have any unpaid tax liens or judgments

Apply Online Today!

About Swift Financial

Swift Financial was created for one purpose: to focus on the needs of small business owners. Headquartered in Wilmington, Delaware, Swift Financial is led by a team of veteran bank executives with extensive small business experience. While big banks may take up to three or four weeks to approve an unsecured $100,000 loan, Swift Financial can give you a decision on an internet application within 24 hours. Swift Financial loan and banking products are made available through M&I Bank FSB, a FDIC-member bank.

Apply Online Today!

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